Get paid just for going about your day-to-day routine.
This free account earns you high interest for doing the banking basics.
KEY FEATURES
Refunds on ATM
Withdrawal Fees*
No Monthly
Maintenance Fee
No Minimum Balance Requirements
- Details
Free checking that pays high interest
6.00% APY* on balances up to and including $15,000
6.00% to 1.43% APY on balances over $15,000 depending on balance in account*
0.05% APY* on all balances if qualifications aren't met
Refunds on ATM withdrawal fees, nationwide*
Link to free FFBTG Saver® to build savings automatically
No monthly maintenance fee
No minimum balance to earn rewards
Free digital banking services, including:
Free online banking & bill pay
Free mobile banking with mobile deposit
Free eStatements
Free Visa® debit card
Unlimited check writing
$50 minimum deposit to open
View the 2024 FFBTG Qualification Cycle Dates.
- Earning Your Rewards is So Easy — You're Probably Already Doing It!
Enrollments must be in place and all of the following transactions and activities must post and settle to your FFBTG Cash account during each Monthly Qualification Cycle:
At least 12 debit card purchases
Be enrolled in and agree to receive eStatements
Be enrolled in and log into online banking
If you don't meet the qualifications one month, don't worry! There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning high interest and nationwide ATM withdrawal fee refunds the very next month.
*APY=Annual Percentage Yield. APYs accurate as of 2/22/2023. Rates may change after an account is opened. For GBMAFL Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the monthly statement cycle; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.75% interest rate on the portion of the balance over $15,000, resulting in a range of 6.00% to 1.43% APY depending on the balance. If qualifications are not met on GBMAFL Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle in a GBMAFL Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within a monthly qualification cycle. The advertised GBMAFL Cash APY is based on compounding interest. Interest earned in GBMAFL Cash is automatically transferred to GBMAFL Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised GBMAFL Cash APY. The GBMAFL Saver APYs may be less than GBMAFL Cash APYs. Limit one account per SSN.
