Free Cash Checking

First Financial Bank Trust Group

Most Popular

Best For

REALLY HIGH INTEREST

CASH BACK

AGE 50 AND BETTER

Account

FREE FFBTG CASH® CHECKING

FREE FFBTG CASH BACK® CHECKING

PRESTIGE 50+ FREE INTEREST CHECKING

Monthly Rewards

6.00% APY* on balances up to and including $15,000

6.00% to 1.43% APY on balances over $15,000 depending on balance in account*

0.05% APY* on all balances if qualifications aren't met

Link to free FFBTG Saver® to build savings automatically

No minimum balance to earn rewards

Unlimited check writing

Get 3.00% cash back on debit card purchases^

Earn up to $90 cash back per year, $7.50 per month

No category restrictions on purchases

Cash back earned on up to $250 in purchases monthly

Link to free FFBTG Saver® to build savings automatically

No minimum balance to earn rewards

Earn competitive interest on your balance

No minimum balance requirements

No per-check charges

No per-debit charges

Free custom personalized checks

Unlimited check writing

Return of canceled check images for easy record keeping

Monthly
Maintenance Fee

Refunds on ATM
Withdrawal Fees

Refunds on ATM withdrawal fees, nationwide*

Refunds on ATM withdrawal fees, nationwide^

Free Online &
Mobile Banking Access?

Free Debit Card?

Minimum
Opening Deposit

$50

$50

$50

Free FFBTG Cash Checking:

*APY=Annual Percentage Yield. APYs accurate as of 2/22/2023. Rates may change after an account is opened. For FFBTGCash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the monthly statement cycle; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.75% interest rate on the portion of the balance over $15,000, resulting in a range of 6.00% to 1.43% APY depending on the balance. If qualifications are not met on FFBTGCash all balances earn 0.05% APY. Qualifying transactions must post to and settle in a FFBTGCash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within a monthly qualification cycle. The advertised FFBTGCash APY is based on compounding interest. Interest earned in FFBTGCash is automatically transferred to FFBTGSaver each statement cycle and does not compound. Actual interest amount paid may be less than advertised FFBTGCash APY. The FFBTGSaver APYs may be less than FFBTGCash APYs. Limit one account per SSN.

Free FFBTG Cash Back Checking:

^When monthly qualifications are met, you receive *3% cash back on debit card purchases that post and settle to the account during monthly qualification cycle and up to total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle to the account during a monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within a monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.